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I rented a car in St. Thomas in May 2016. Not wanting to have any worries I took the full insurance option. All I was told at the time was to initial the box which indicated I ws taking the insurance. A couple of weeks later I was notified that there was damage done which I was not aware of nor was it pointed out to me when I returned the car. I was informed that the insurance was voided in that I didn't file a police report when the damage occurred. Apparently that was in the fine print where I initialed that I was accepting the insurance. I told them I wasn't aware that I hit anything or anything hit me and therefore would not have obtained a police report. Furthermore if it was that important a requirement don't you think it would have been mentioned when I was told to initial the insurance acceptance. I have checked with my insurance as well as other rental car companies and they have never heard of such a thing. I am now being threatened for payment.


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