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Original Comment Subject: Loan 870580673<br /> Date: 22 December 2012<br /> I went through the process of loan modification with Bank of America for approximate three years. I finally received the paper work for trial period plan mortgage payments in amount of $ 1,873.31 starting 06/01/2012 and last payment ending in 08/01/2012. I made the three payment and was informed to continued to make the payment until I receiver my paperwork for the modification within 30 to 45 days'. I called 60 days later to informed Bank of America that I didn't received my loan modification and I was informed that my paper work was processed wrong and they have to reprocess my paper work and I will received my load modification around end of September.<br /> End of September came and went with no paper work; then I was put in a rock in a hard place by the city of Virginia Beach with my vehicle property tax. I didn't know that I had to have all of my vehicles property tax paid before I can get my tags done. I called the number that I had on my sheet and I think I spoke with the lady who handled my account. I was told that they would check on why it was taking so long with your loan modification so I said no problem.<br /> The end of November came then I ran into problems my refrigerator, deep freezer that needs replacing, my wife car broke down. So I called and left a message that I won't be able to make that payment due to one income I have to fixed and replace the following refrigerator, deep freezer, my wife car. Then two day after I called my heating unit went down, so I had to repair that.<br /> So Bank of America called my lawyer and informed them I had to make the payment or they will start foreclosure. I informed my lawyer that I'm in a rock and a hard place with no heat. Need to replace refrigerator, deep freezer, and need to repair my wife.<br /> I need to start the following paper work Deed in Lieu.

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