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Original Comment I would like to begin by saying I'm sooo disappointed that my claim for damage to my house was denied!!! I'm a 66 year old retiree on a fixed income and thought that since Harford Insurance was thru AARP that the service and commitment would have been better. I have structural damage happening as we speak to my home. There are gaps in the ceilings and cracks in the ceilings also. Had a company come out and inspect and found that the support beams and leader boards under the house have shifted causing the gaps and cracks in the cabinet area and the ceilings throughout the house. Hartford sent out their own inspector and determined by the inspector that these damages have been caused by cold/hot weather which is a lot of "bull". They also determined the other cause was the settling of the house. My house is over 15 years old!!! Why would there be settling at this point?? I can't understand why my claim was denied on these factors because the company I had to inspect the first time indicated that the beams and ledger boards have shifted under the house from not being properly secured when the house was built. Also, where am I supposed to get the monies to have this repair when I'm retired and on a FIXED income!!!! I want someone to look at this and let me know why I pay premiums for insurance and when I need it they don't want to pay for the damages???????? I feel like I'm being ripped off by Hartford.

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